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Refinancing Solutions

Refinancing Solutions

Ready to hit the road in your dream car? At Proximity Finance, our Consumer Vehicle Loans are designed to put you behind the wheel—quickly, easily, and affordably.

Whether you’re upgrading your ride or buying your first set of wheels, we offer flexible loans tailored to your personal needs.

Why Choose a Consumer Auto Loan with Proximity Finance?

A consumer vehicle loan is a personal loan secured by the vehicle you purchase. You get to own the car from day one, while we hold a security interest—just like a mortgage—until the loan is fully repaid

Loan Features & Benefits:

For vehicles used personally

We give loan for vehicles used personally

Versatality

Applicable for all makes and models, new or used

Buy privately or through a dealership

You can buy privately or through a dealership

Covers a wide range of vehicles

Cars, Utes, motorcycles, light commercials, caravans, and motorhomes.

Flexible Loan Amounts

Loan amounts from $5,000 up to $250,000

Fixed interest rates

Know exactly what your repayments will be.

Choose your repayment frequency

Weekly, fortnightly, or monthly

Flexible loan terms

From 1 to 7 yearsLet Proximity Finance help you turn the key to your new vehicle.

Our services

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Business Growth Loans

Fuel Your Expansion with Proximity Finance

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Refinancing Solutions

Restructure with Confidence – Proximity Finance Has You Covered

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Commercial Asset Finance

Equip Your Business for Success – With Proximity Finance.

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Consumer Vehicle Loans

Drive Your Dream – With Proximity Finance.

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FAQs

Frequently asked questions

Can you structure complex finance deals involving multiple entities or trusts?

Yes. We specialise in structuring finance across companies, trusts, partnerships, and SMSFs, ensuring compliance while maximizing tax efficiency and borrowing power.

Do you assist with refinancing strategies beyond rate comparison?

Absolutely. We analyse loan structures, exit costs, tax impact, repayment optimisation, cash-flow benefits, and long-term financial outcomes—not just interest rates—to build a complete refinancing strategy.

How do you help businesses improve borrowing capacity before applying for finance?

We analyse cash flow, liabilities, credit history, and existing facilities, then suggest strategic adjustments such as debt consolidation, refinancing, or restructuring to enhance eligibility.

Can Proximity Finance assist with funding during periods of irregular or low cash flow?

Yes. We offer tailored solutions like low-doc options, flexible repayment schedules, and asset-backed lending to support businesses experiencing seasonal or fluctuating income.

What type of documentation is required for large commercial or asset finance applications?

Depending on the facility, documentation may include tax returns, financial statements, BAS reports, cash-flow projections, asset schedules, and trust/company documents. We guide you through exactly what’s needed to streamline approval.

How do you ensure finance solutions remain aligned with long-term business plans?

We provide ongoing reviews to reassess financial structures, adjust facilities, and implement new strategies as the business evolves—ensuring your finance always supports your growth trajectory.