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Commercial Asset Finance

Commercial Asset Finance

Equip Your Business for Success – With Proximity Finance.

Need the right tools to take your business to the next level? Our Commercial Asset Finance solutions are designed to help you secure the vehicles and equipment your business needs—without compromising your cash flow. We offer flexible finance options tailored to your business goals, whether you’re just starting out or scaling up.

What is Commercial Asset Finance?

A commercial loan allows your business to purchase essential assets while spreading the cost over time through regular repayments. You retain ownership of the asset, and we hold a security interest (similar to a mortgage) until the loan is fully repaid.

Loan Features & Benefits:

For vehicles and Assets

For vehicles and assets used 50% or more for business purposes

Availability

Finance available for new or used vehicles, from private sellers or dealerships

Buy privately or through a dealership

You can buy privately or through a dealership

Covers a wide range of vehicles

Cars, Utes, motorcycles, light commercials, caravans, and motorhomes.

Flexible Loan Amounts

Loan amounts from $5,000 up to $250,000

Fixed interest rates

Know exactly what your repayments will be. predictable repayments with no surprises

Choose your repayment frequency

Weekly, fortnightly, or monthly

Flexible loan terms

From 1 to 7 yearsLet Proximity Finance help you turn the key to your new vehicle.

Our services

01

Business Growth Loans

Fuel Your Expansion with Proximity Finance

02

Refinancing Solutions

Restructure with Confidence – Proximity Finance Has You Covered

03

Commercial Asset Finance

Equip Your Business for Success – With Proximity Finance.

04

Consumer Vehicle Loans

Drive Your Dream – With Proximity Finance.

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FAQs

Frequently asked questions

Can you structure complex finance deals involving multiple entities or trusts?

Yes. We specialise in structuring finance across companies, trusts, partnerships, and SMSFs, ensuring compliance while maximizing tax efficiency and borrowing power.

Do you assist with refinancing strategies beyond rate comparison?

Absolutely. We analyse loan structures, exit costs, tax impact, repayment optimisation, cash-flow benefits, and long-term financial outcomes—not just interest rates—to build a complete refinancing strategy.

How do you help businesses improve borrowing capacity before applying for finance?

We analyse cash flow, liabilities, credit history, and existing facilities, then suggest strategic adjustments such as debt consolidation, refinancing, or restructuring to enhance eligibility.

Can Proximity Finance assist with funding during periods of irregular or low cash flow?

Yes. We offer tailored solutions like low-doc options, flexible repayment schedules, and asset-backed lending to support businesses experiencing seasonal or fluctuating income.

What type of documentation is required for large commercial or asset finance applications?

Depending on the facility, documentation may include tax returns, financial statements, BAS reports, cash-flow projections, asset schedules, and trust/company documents. We guide you through exactly what’s needed to streamline approval.

How do you ensure finance solutions remain aligned with long-term business plans?

We provide ongoing reviews to reassess financial structures, adjust facilities, and implement new strategies as the business evolves—ensuring your finance always supports your growth trajectory.